Saat mengobrol mengenai transaksi komputerisasi masa kini, banyak orang yang tertarik dengan pemakaian telepon genggam untuk pengiriman layanan keuangan, namun masih keder perbedaan antara uang elektronik, uang mobile, mobile banking, dan pelbagai istilah lain yang sering dipakai dalam transaksi keuangan masa kini.

 

Pada dasarnya tak ada definisi yang diterima secara universal. Sebagai upaya untuk menghasilkan kejelasan tentang terminologi mengenai definisi sebagian istilah hal yang demikian, berikut ini akan membantu memberi pemahaman dan menghindarkan diri dari sebagian hal yang membuat kita rancu.

 

Dunia bisnis menghendaki banyak pihak untuk bertransaksi dengan metode modern. Tipe bisnis ini melibatkan pemakaian perangkat seluler, terutamanya smartphone dan tablet, untuk melengkapi pelbagai variasi transaksi. Salah satu yang populer ialah E-money dan E-wallet dengan sebagian produk yang telah mulai populer dikala ini. Pembayaran mobile ini semakin bersaing dengan metode pembayaran \\\’tradisional\\\’ yang ada selama ini.

 

Anda perlu memahami perbedaan kedua variasi pembayaran hal yang demikian dan juga metode menggunakannya dengan benar agar dapat memanfaatkan tiap-tiap aspek kebutuhan lewat teknologi canggih ini.

 

  1. Cara Penyimpanan Data dan Saldo

E-money ialah metode transaksi yang awam dimana data keuangan termasuk saldo di dalamnya di simpan dalam server operator/bank dan dapat juga di simpan di dalam chip kartu. Dalam hal ini, e money lebih diketahui dalam wujud kartu (data keuangan pengguna tersimpan dalam kartu chip). Figur e-money ialah Tap Cash BNI, atau E-money Mandiri.

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E-wallet pada dasarnya ialah komponen dari e money juga yang masuk kategori data di simpan di dalam server (server based). E-wallet memungkinkan pengguna untuk menyimpan informasi keuangan termasuk saldo di dalamnya di dalam sever dari smartphone mereka, tergantung dari operatornya seumpama saja T-Cash untuk Telkomsel. E-wallet memungkinkan konsumen mengaplikasikan smartphone cerdas mereka untuk membayar atau melaksanakan pembelian produk tanpa perlu kartu. Seluruh data telah tersimpan dalam server operator telekomunikasi sehingga tak perlu lagi repot membawa uang atau kartu untuk dapat melaksanakan transaksi.

 

Layanan ini memerlukan sebagian pengerjaan registrasi. Anda dapat mendaftar dengan salah satu layanan seperti di atas dan masing-masing akan memerlukan sebagian langkah untuk memvalidasi sebagai pengguna, mengakses sejumlah dana (lewat transfer dana lantas ke layanan dari rekening bank atau kartu kredit, atau lewat asosiasi dari kartu kredit dengan layanan itu. Sesudah saldo E-wallet terisi, Anda siap menggunakannya. Aplikasi untuk layanan yang dipilih akan bertingkah seperti kartu kredit, atau malahan proxy untuk kartu kredit dan uang akan dikurangkan lantas dan ditransfer ke penyedia layanan (produk atau jasa).

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  1. E-money Lebih Fleksibel dalam Penggunaan Dibandingi E-wallet

Satu hal yang perlu dipahami dengan variasi layanan E-wallet ini ialah bahwa layanan ini berlaku terbatas ( tak diterima di banyak daerah secara bebas). Peritel atau bisnis yang mau dibayar perlu juga memiliki variasi aplikasi atau layanan yang sama atau setidaknya bekerja sama dengan operator yang sama agar dapat menerima pembayaran dengan metode ini.

 

Umpamanya saja sekiranya mau mengaplikasikan T-Cash dari Telkomsel, karenanya transaksi bisnis yang mau Anda lakukan seumpama belanja online ataupun offline untuk beli pulsa atau token listrik juga patut menawarkan opsi T-Cash dapat dibayarkan disini. Hanya dengan kerjasama inilah mereka akan dapat menerima pembayaran. Sesungguhnya lebih praktis transaksi tanpa kartu ini namun karena terbatas karenanya membawa uang tunai atau kartu kredit bersama Anda kapan malahan pergi keluar untuk berjaga-jaga sekiranya daerah yang Anda inginkan tak melayani E-wallet tetaplah diperlukan.

 

E-money lebih global fungsinya karena dapat dipakai untuk transaksi sehari hari, mulai dari bayar tol, sampai belanja sehari hari termasuk beli karcis transportasi bagi yang telah bekerja sama. Penggunaannya juga lebih luas dipakai di banyak daerah.

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  1. Pelaksanaan dan Cara isi Ulang Saldo

E-money ataupun E-wallet memiliki pengerjaan yang sama dalam hal pengisian saldo ialah lewat jaringan penerbit uang elektronik hal yang demikian, dapat lewat bank, mesin EC atau lewat toko yang telah kerjasama seperti indomaret seumpama. Saldo untuk e-money masih terbatas, optimal 1 juta walaupun untuk e-wallet dapat lebih besar malahan sampai menempuh 10 juta rupiah.

 

  1. Biaya isi ulang e-money tergantung kebijakan otoritas

Otoritas yang memiliki wewenang memutuskan kebijakan tarif isi ulang ini ialah Bank Indonesia. Kebijakan ini dapat saja berubah seiring berjalannya waktu. Biaya dibedakan menjadi tarif untuk jaringan penerbit kartu yang sama dan jaringan yang berbeda. Anda dapat mencobanya untuk isi ulang di toko yang kerjasama seumpama Indomaret untuk mengenal besaran tarif ini.

 

Kemajuan teknologi komputerisasi yang semakin kencang membuat transaksi uang seolah tak berwujud. Ingin tak mau kita patut telah siap dengan perubahan gaya hidup hal yang demikian. Tujuan dari metode emoney ini ialah memenuhi tuntutan jaman yang semakin kencang, praktis dan butuh keamanan yang tinggi.

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  • Jesus Calling
    Jesus Calling

    Hey, how’s it going?

    I want to pass along some very important news that everyone needs to hear!

    In December of 2017, Donald Trump made history by recognizing Jerusalem as the capital of Israel. Why is this big news? Because by this the Jewish people of Israel are now able to press forward in bringing about the Third Temple prophesied in the Bible.

    Jewish Rabbis have publicly announced that their Messiah will be revealed in the coming years who will be a leader and spiritual guide to all nations, gathering all religions under the worship of one God.

    Biblical prophecy tells us that this Jewish Messiah who will take the stage will be the antichrist “who opposes and exalts himself above all that is called God or that is worshiped, so that he sits as God in the temple of God, showing himself that he is God” (2 Thessalonians 2:4). For a time he will bring about a false peace, but “Therefore when you see the ‘abomination of desolation,’ spoken of by Daniel the prophet, standing in the holy place (Matthew 24:15)…then there will be great tribulation, such as has not been since the beginning of the world until this time, no, nor ever shall be” (Matthew 24:21).

    More importantly, the power that runs the world wants to put a RFID microchip in our body making us total slaves to them. This chip matches perfectly with the Mark of the Beast in the Bible, more specifically in Revelation 13:16-18:

    “He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.”

    Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards. Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency. This Mark couldn’t be spiritual because the word references two different physical locations. If it was spiritual it would just say in the forehead. RFID microchip implant technology will be the future of a one world cashless society containing digital currency. It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it. Revelation 13:11-18 tells us that a false prophet will arise on the world scene doing miracles before men, deceiving them to receive this Mark. Do not be deceived! We must grow strong in Jesus. AT ALL COSTS, DO NOT TAKE IT!

    “Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we needed two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

    Visit http://WWW.BIBLEFREEDOM.COM to see proof for these things and why the Bible truly is the word of God!

    If you haven’t already, it is time to seek God with all your heart. Jesus loves you more than you could imagine. He wants to have a relationship with you and redeem you from your sins. Turn to Him and repent while there is still hope! This is forever…God bless!

    “EITHER HUMAN INTELLIGENCE ULTIMATELY OWES ITS ORIGIN TO MINDLESS MATTER OR THERE IS A CREATOR…” – JOHN LENNOX

    We all know God exists. Why? Because without Him, we couldn’t prove anything at all. Do we live our lives as if we cannot know anything? No. So why is God necessary? In order to know anything for certain, you would have to know everything, or have revelation from somebody who does. Who is capable of knowing everything? God. So to know anything, you would have to be God, or know God.

    A worldview without God cannot account for the uniformity and intelligibility of nature. And why is it that we can even reason that God is the best explanation for this if there is no God? We are given reason to know or reject God, but never to know that He does not exist.

    It has been calculated by Roger Penrose that the odds of the initial conditions for the big bang to produce the universe that we see to be a number so big, that we could put a zero on every particle in the universe, and even that would not be enough to use every zero. What are the odds that God created the universe? Odds are no such thing. Who of you would gamble your life on one coin flip?

    Is there evidence that the Bible is the truth? Yes. Did you know that the creation accounts listed in the book of Genesis are not only all correct, but are also in the correct chronological order? That the Bible doesn’t say the Earth was formed in six 24-hour days but rather six long but finite periods of time? That the Bible makes 10 times more creation claims than all major “holy” books combined with no contradictions, while these other books have errors in them? The Bible stood alone by concurring with the big bang saying, “In the beginning God created the heaven and the earth” (Genesis 1:1); and says our universe is expanding, thousands of years before scientists discovered these things. Watch a potential life-changing video on the front page of http://WWW.BIBLEFREEDOM.COM with Astronomer(PhD) Hugh Ross explaining all these facts based on published scientific data. He has authored many books, backed even by atheist scientists.

    Jesus came to pay a debt that we could not; to be our legal justifier to reconcile us back to a Holy God; only if we are willing to receive Him: “For the wages of sin is death…” (Romans 6:23).

    God so loved the world that He gave us His only begotten son, so that whoever believes in Him, through faith, shall not perish, but have everlasting life. Jesus says if we wish to enter into life to keep the commands! The two greatest commands are to love God with all your heart, soul, strength, and mind; and your neighbor as yourself. All the law hang on these commands. We must be born of and lead by the Holy Spirit, to be called children of God, to inherit the kingdom. If we are willing to humble ourselves in prayer to Jesus, to confess and forsake our sins, He is willing to give the Holy Spirit to those who keep asking of Him; giving us a new heart, leading us into all truth!

    Jesus came to free us from the bondage of sin. The everlasting fire was prepared for the devil and his angels due to disobedience to God’s law. If we do the same, what makes us any different than the devil? Jesus says unless we repent, we shall perish. For sin is the transgression of the law. We must walk in the Spirit so we may not fulfill the lusts of the flesh, being hatred, fornication, drunkenness and the like. Whoever practices such things will not inherit the kingdom (Galatians 5:16-26). If we sin, we may come before Jesus to ask for forgiveness (1 John 2:1-2). Evil thoughts are not sins, but rather temptations. It is not until these thoughts conceive and give birth by our own desires that they become sin (James 1:12-15). When we sin, we become in the likeness of the devil’s image, for he who sins is of the devil (1 John 3:8); but if we obey Jesus, in the image of God. For without holiness, we shall not see the Lord (Hebrews 12:14).

    The oldest religion in the world is holiness through faith (James 1:27). What religion did Adam and Eve follow before the fall? Jesus, Who became the last Adam, what religion does He follow? Is He not holy? He never told us to follow the rituals and traditions of man but to take up our cross and follow Him (Luke 9:23). There are many false doctrines being taught leading people astray. This is why we need the Holy Spirit for discernment. Unlike religion, holiness cannot be created. It is given to us from above by the baptism of the Spirit. Jesus is more than a religion; He is about having a personal relationship with the Father. Start by reading the Gospel of Matthew, to hear the words of God, to know His character and commandments. Follow and obey Jesus, for He is the way, the truth, and the life!

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